As first time home buyers, mortgage was not something we had any knowledge about. Thankfully, we were referred to Josh and we could not have asked for anyone better to help us with this journey. Aside from having to provide the necessary information to Josh, we never had to worry about our application or anything else in the process. Josh took care of everything, worked hard to find us the best rates and made the process simple and fun. Josh truly cares about providing the best service and getting the best results for his clients.